Even with the best intentions, the worst of circumstances can cause you to fall behind on your mortgage. Anything from the accumulation of medical bills to the loss of a loved one may force you to choose between which financial obligations are the most important to meet. Sometimes, it is a tough call. Most often, however, caring for your own health or that of your family’s simply takes precedence. Still, these kinds of choices frequently have unintended and far-reaching consequences—especially if the bank comes calling to repossess your home. As hopeless as that can feel, resources are available to help you avoid foreclosure. One option is to short sell your home. And, finding short sale help for California homeowners, like you, is not hard to do. It is also not the only option you have.