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Understanding the California Notice of Default and What You Can Do About It

Understanding the California Notice of Default and What You Can Do About It

Your lender has been sending you regular “reminders” of your overdue mortgage payments and probably has even warned you that this was coming. But it can still be a shock when a notice of default arrives in the mail. It makes your financial problem official. But now is not the time to dwell on the negative; you need to take clear-headed and decisive action. Understanding what the California notice of default means and what you can do about it is the first step, so let’s start there. Then we’ll give you some suggestions for how to avoid the foreclosure altogether and even settle the issues with your mortgage lender in a simple and stress-free way.

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Selling a House 'As-is' in California: Navigating the Challenges

Selling a House ‘As-is’ in California: Navigating the Challenges

The amount of time, money, and stress you can save by avoiding renovations is the most obvious benefit of selling your house ‘as-is’. Even a minor rehab can take several months to finish and cost several thousand dollars. But, before the work even begins, there is the hassle of interviewing contractors and other experts to ensure you hire the best team for the price you can afford. And, unfortunately, getting a good rehab team together is never guaranteed. Sometimes, you don’t find out until it’s too late that you have overpaid for an under-qualified electrician or carpenter. So, selling ‘as-is’, especially if you need to get your house sold quickly, can make good sense all around.

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When You Inherit a House in California Does Property Tax Change?

When You Inherit a House in California Does Property Tax Change?

Did a loved one recently pass on and leave you their home? It’s a wonderful gift and a nice bit of family history, but if that loved one was not your parent or grandparent, it may make you wonder: When you inherit a house in California, does property tax change that much? The short answer is, yes—and sometimes it can be a shocker, especially in California where housing values are going through the roof. If your inherited house comes with a property tax bill you are unable, or unwilling, to pay then selling the house is the fastest way to get out from under the overwhelming tax debt.

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How to Sell Your House in California Quickly for a Fair Price

How to Sell Your House in California Quickly for a Fair Price

There are any number of forces that might be pushing you to sell your California home fast. The constant increase in the cost of living, rising medical and health care bills that are difficult to pay, the need to be closer to family—all can make the importance of selling quickly important and worrying. It can be especially stressful if you aren’t sure you can get a fair price for your property when you also want to sell it fast. You have more than one option, however, if you are looking for advice on how to sell your house in California quickly and for a price that feels fair. Our goal is to help you explore those options here.

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Foreclosure in California: What Happens and How to Act Fast to Save Your Credit

Foreclosure in California: What Happens and How to Act Fast to Save Your Credit

Some problems have a snowball effect. Maybe you lost your job and, even if you were only unemployed for a short time, now you are having trouble paying your bills. Your mortgage is the biggest concern because you have a lot riding on it—your home, for one, and your credit score as well. You need to understand foreclosure in California and what happens to your credit score so that you can avoid as much damage as possible. There are multiple steps involved in foreclosing on a property and you have ways of protecting yourself as they take place. You’ll need to act fast, though, because your options become more difficult and less effective as the foreclosure process goes on. In the end, selling your house quickly may prove to be the best way for you to sidestep foreclosure altogether and preserve your credit standing.

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How to Get Your House Sold Quickly

How to Get Your House Sold Quickly

Moving from Visalia to Fresno to be closer to family can be just as stressful as moving across the country to start a new career. Unfortunately, there is just no way around all the things you have to do to create a smooth transition. You have to inform your friends and neighbors and take the time to say goodbye. You have to change your contact information on all important documents as well as forward all your mail. You have to pack and plan for movers, then cross your fingers that everything arrives intact. You also have to sell your home. And that is probably one of the bigger stressors you will face—especially if time is of the essence and you have no idea how to get your house sold quickly. These fundamental steps, however, can help you move things along while keeping an eye toward the bigger picture. After all, the faster you can sell your house, the smoother everything else can be.

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Tired of Being a Landlord: Options When You're Ready to Get Out

Tired of Being a Landlord: Options When You’re Ready to Get Out

Owning and managing rental properties and the tenants who live there isn’t always what it’s cracked up to be, whether your properties are multi-family units or single-family homes. The properties themselves require regular upkeep and renters often need constant attention. And, sometimes, the passive income you get from a property just doesn’t balance out the hassle of keeping it around. That can be especially true if, for instance, you live in Visalia or Bakersfield but your property is in San Bernardino. No one likes being a long-distance landlord. Then again, it’s not easy running rental properties no matter where they are located. So, if you’re tired of being a landlord and all the troubles that go with it, what is the best way to get out? We have some options for you.

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How to Sell Your House in California Quickly for a Fair Price

Should I Sell My Inherited House?

Most likely, this is the first time you have inherited a house, and the experience may be somewhat disorienting. First, there was the death of a loved one, then perhaps the long, complicated probate process, and suddenly: you have a house. So the question arises of what to do with it. If the property is habitable and in good condition, you might consider renting it out. Whether it is or not, you may also consider selling it through a real estate agent or putting it up ‘for sale by owner.’ But depending on the condition of the house and the amount of time or money you have to spare, this may prove challenging. Let’s take a look at all your choices, including one you may not have considered yet.

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